Category Archive Wealth Management

BySofiya

Bank to Bank Project Loan Program

We have access to a Project Loan program that works with local banks to finance your projects worldwide, the average term rate 3.5% and provided that you meet the following conditions below.

Pre-qualification:

  1. Owner of a project that is worth 20M to 100B
  2. The Project owner must be able to obtain a documentary letter of credit through his or her local bank against agreed-upon collateral.
  3. You are the CEO and signatory on your local bank.
  4. Your project is on planned Earth

If you pre-qualify please fill out the form below.


BySofiya

Raise Seed Capital For Projects With No Upfront Fees

I am excited to report that we have a connection with a private funding program that can help selected companies  raise Capital for projects risk-free with no upfront fees out your pocket, provided that you meet certain conditions that we are going to lay out below.

This Capital Investor is interested in Private corporations in the following countries/cities: Western Europe countries, London UK, Switzerland, Singapore, Dubai, Hong Kong, Japan, and Canada.(for the rest of the countries certain conditions do apply).Established Private corporations must be making a difference in their local communities and have projects  in  need of Seed Funding.

Projects must create immediate employment opportunities. They must hire at least 90% of local talent, therefore, proving that they are playing a role in sustaining the economy in their cities.

Current and ongoing projects that need additional risk free cash injection are also welcome provided they meet the job creation requirement.

The funding is done through a simple SBLC Buy and Sell JV Program which the details will be given to those who pre-qualify as per the terms below.

Pre- Qualification:

1) Applicant corporate bank account must be in #top30 rated/ top 30 largest banks global banks (no 3rd party accounts accepted).

2) Must have a relationship level 11 or higher – bank officer (investment bankers) capable to open a line of credit of minimum 5B against an asset.

3) Corporate document signatory must be the same signatory to the corporation’s bank account (applicant company must own this account)

4) The corporate bank account must be inside…any Countries in Western Europe, Canada, Hong Kong, Singapore, Japan, and Dubai, USA (HSBC –Florida USA only..the list will be updated once other banks have been allowed) For countries outside this area can still participate if their Bank officer can open a mirror account of their corporate account in Europe.For example your corporate account may be with Barclays  in South Africa, your officer can open a mirror account in London, UK. This does not guarantee that you will be accepted in the program , the compliance team still has the last say,but if this process is workable for you and you can still apply.

5) JV Applicant’s level 11 or higher investment bank officer must review, approve, and confirm the buy and sell (deed of agreement =DOA). An official email from your banker to you his/her Client approving and confirming our DOA will suffice. In case they have agreed to open a mirror account for your corporation we will need to have a confirmation and we would need to have your bank contact information as well.

Important Remarks :

  1.  Signatories of corporations will be given priorities.
  2.   No Fraudulent submissions will not be tolerated if it is believed that we are not dealing with the actual signatory we will reject your request for information.

Interested?

2 Fill up your information below and you will be able to download the application

If your Corporate Bank is not located in the regions mentioned above your application will be put on hold

BySofiya

Holidays by Design

John and Faith are always tagged by their peers as Young Millennial Executives. Everyone in the office knows that they like to ride their bikes to work and still bring their so-called health Keto-ish lunches, even though the company offers free restaurant-style daily lunches in the cafeteria, which are prepared by a Top notch Chef from Switzerland.

We also don’t like the fact that they finish their Christmas shopping by the end of October and everything is delivered to their Condos in Manhattan; while the rest of the team do all shopping the last minute at the Columbus Circle or Dubai Festival City Mall if they’ve been working at our UAE location.

 

So, it’s very surprising to see both of them downstairs in the restaurant eating not their regular Keto Meals but having the daily special lunch, just like every other executive in the room. Now, I guess a lot had changed while I was away on a 30 weeks special R&D project outside New York. So I could not help it, I went straight to the youngsters’ table and they quickly offered to sit with them. John looking at my face, discerned my thoughts and he started the conversation like this; “Judith I know you are wondering why we are here eating Chef  Kerr Special!”

I nodded and also was surprised that John even knew the Chef’s first name.

He began to tell me the story that changed both minds about Chef Kerr Cuisine.

The CEO had given them 25 weeks to come with a strategy that would reduce the liabilities on the balance sheet without launching another millennial marketing campaign since the sales projection numbers had come in and they did not look good. The idea that Rob had in mind was to give hope to our investors by presenting a clean and reasonable balance sheet by finding a way to cut off  30% of our liabilities which where about 2B. Rob, the CEO, and the team of executives  had assigned John and Faith to a new mission, a 150M from the company reserves which technically meant that if they failed at their little adventure there was not going to be any bonus checks that coming Christmas Hollidays. A lot of employees rely on the bonus check to boost their savings each year and some of them rely on the bonus check to pay for their kids college,not to mention that I always use it to take my family somewhere fancy in the world twice  a year!

John continued his exciting story saying; “So, Faith came up with an out of the box millennial -ish strategy! From the allocated 150M, we used 100M to create an off-balance sheet asset in the form of a tradable collateral transfer that did not show on our balance sheet because it is technically leased and has to be returned in one year.”

They had lost me already but I did not stop them for the sake of time and my order was coming soon anyway. So Faith quickly explained that tradable collateral transfer is basically a Tradable Bank Instrument that is issued by a Top 25 bank on behalf of our corporation for trading purposes , `it can be returned unencumbered within a year.The bank instrument is transferred to our corporate bank account in the form of SBLC with the ability to transfer it or  block it in the favor another entity and be assigned fully assigned to another entity for a price much higher than what we acquired it for, and lastly can be used for trading purposes in the OTC markets.

I wanted to ask why a price tag of 100M but I let her continue to explain. She continued saying that after the acquisition of the SBLC and had spent 100M in acquisition fees, without being obligated to include this amount on the balance sheet, therefore, increasing the liabilities which would have made Rob question their method, they moved on the next step.

“The next move we made was to fly to Geneva, Switzerland and met a trading group that agreed to  JV with us and engage in a trade program with the bank instrument blocked in their favor for the next 20 weeks. The SBLC was worth 600M and was monetized to generate cash to enter into a Managed buy and sell trade program. The trading program started within 5 days after signing the contract with the trade group. That’s when we fell in love with the city of Geneva and their cuisine. We always knew that they had the best cheese in the world but after trying their Malakoffs ooh man they were so delicious! we now understand why our Cafe-restaurant is always full on Fridays.”

At this time my favorite meal was in front of me but at the same time, I was curious to know the end of their little adventure. So I asked both of them; “what happened with the trading adventure? Were you able to meet the task?”

John replied with excitement, “we did way over what Rob expected. The first month the trade created profits of about 300M which were used to cut off the 5th portion of our goal and within 20 weeks we had exceeded the 1B and had created a 500M reserve funds!!”

To me this story was still pure fiction, I had to wait for my bonus to really believe that it did happen.

The next annual investors meeting was in a few days. In the meeting Rob the CEO of our corporation confirmed that we had enough reserve funds that will be invested in our R&D Division which I was heading, to improve our products and boost our sales in the next quarter and also proudly confirmed that the corporation had reduced their liabilities by 30%.

With that announcement, I knew my bonus cheque was safe so I immediately booked a family trip to Geneva and made an advance reservation to their famous restaurant Cafe du Soleil that John and Faith talked about. This is what I call Hollidays by design.

So was this story 100% fictional? Or is there are some truth in it?

Well the story was fictional that’s a fact… but the described strategy does exist.

 

 

BySofiya

7 Project Funding Strategies

Almost all organizations, be it voluntary or community needs funding for their projects. It is important for the organization to be aware of its financial sustainability and independence. An organization is said to be financially sustainable if it has more than one source of income and does its action, strategic and financial planning on a regular basis. On the other hand, financial independence requires an organization not to be fully dependent on just one source for its funding purpose.

For formulating a successful funding strategy there are a few pre-requisites.

• An organization must have a strategy and plan ready for the project. It must formulate an organizational budget.

• The organization must have a good public image.

• The organization must be very clear about the values of the organization which it cannot compromise at any cost.

There are a few project funding strategies a company can make use of in order to find out the best mode of funding for their projects.

1. Never be fully dependent on one source of funding. Keep in mind to diversify the funding base for the organization. While it is great to have one loyal funder, it might also turn out to be dangerous.

2. Making use of the funds received by charging fees for a particular service. Make sure of the fact that there is a market for whatever the organization wishes to sell. Do a feasibility test of the market in order to know whether the market can afford the product being offered.

3. Organizations can raise money from membership fees through members of the organization in exchange for some kind of service, benefit or product.

4. Raising funds from the general public is another strategy an organization can choose. The public is requested to pay for some charity or other causes. The public is appealed through direct mail. People do pay for such causes as they feel responsible for being the part of the solution.

5. An organization can raise funds by organizing special events like annual dinners, music nights, auctions etc by setting targets of the money to be collected from such events being held.

6. Tenders are an excellent way to earn funding for the project. The organization must keep a close watch of the media for tenders being advertised. When a suitable tender is selected, the organization must get in touch with a suitable person for further details. When the job is completed the organization will get paid for the said work.

7. The organization can also try to pool in money by spending carefully. It can ask its employees to reduce costs and increase the efficiency. The company can aim for a cost efficient and effective mode of working.

To have an effective funding strategy it is important to review it on a regular basis to keep a track of new funds being launched which may have to be included in the strategy. This strategy reviewing will help the organization in understanding which sources are successful and which are not and how they can be modified in order to achieve the goals.

 

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” If you have questions about our services and are looking for funding your projects then you’ve come to the right place “

Please fill up your information below and one of our associates will contact you immediately:

BySofiya

What are Family Offices

Some years back I happen to be left hanging when I tried to define the meaning of a family office. Something tells me if I write it down in a simplified manner, my readers will be able to understand what a family office is. There are many definitions of a family office and as for me this is how I interpret it. A family office is an enterprise owned and managed by members of that particular family. The financial capital is the family’s’ own wealth. The enterprise offer various services ranging from insurance services, real estate development, solicitor services, financial management advice and manufacturing products.

History of family units

According to a worldwide initiative of independent experts, it is often assumed that Rockefellers, pioneered the family office in the 19th century. A historical example is that of Emperor August Ceasar, who ruled the Roman Empire from 27BC-14AD. He was one of the richest folks during his time because his empire generated approximately 25% of the global GDP. A big portion of the empires’ fortune, personally belonged to his family. American philanthropist, entrepreneur, and an industrialist, John.D. Rockefeller Sr. is often idolized as the pioneer of family office.

The family offices are sub divided to two categories which are: single-family office and multi-family office.

Single family office

It comprises of a couple and their children in its management ranks. It is operated and run by the family itself. They are their own clients and service providers. The public is not entitlement to receiving nay services from it. It is a private organization that manages the investments for a single wealth family. Other services typically handled by the single Family Office include property management, day-to-day accounting and payroll activities, and management of legal affairs. Family Offices often provide family management services, which includes family governance, financial and investment education, philanthropy coordination, and succession planning

Multifamily office

In a multifamily office, services are offered to many families and not only one. Their purpose is to generate profits to all parties involved. In today’s’ world, the law neither protects, nor regulates the use of the title ��family office’s; there is no specific qualification or experience needed. A professional multi-family office offers services such as administration, asset management, asset consolidation, asset performance monitoring, charity services, tax and legal services, trusteeship and risk management. These services are either offered in-house or the family office cooperates with dedicated external partners. Multi-family office provides:

• Investment strategy and performance reporting

• Wealth structuring – Tax, estate and succession planning

• Managing holding structures (trusts, foundations, companies)

• Philanthropic planning

• Global asset allocation

• Family business advisory

• Family governance

The family offices in general provide the following services: wealth creation, succession, asset management, asset allocation, family values and legacy, wealth protection, mentoring and risk management. The average staff of a family office consists of investment managers/specialists and a number of tax and legal experts. The benefit is all this professionals work as a team.

With the information provided above, you can get a good understanding of how family offices operate and the parameters therein, which at the end end of the day can prove to be very useful information.

 

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” If you have questions about our services and are looking for funding your projects then you’ve come to the right place “

Please fill up your information below and one of our associates will contact you immediately: